:root{
  --ink:#14202e;
  --body:#3d4a59;
  --muted:#6b7787;
  --rule:#e3e7ec;
  --bg:#ffffff;
  --tint:#f6f8fa;
  --accent:#1f4e79;
  --accent-dark:#163a5c;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--body);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
.wrap{max-width:1140px;margin:0 auto;padding:0 28px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);font-weight:600;letter-spacing:-.01em}
a{color:var(--accent)}
p{margin:0 0 16px}
p:last-child{margin-bottom:0}

/* header */
header{border-bottom:1px solid var(--rule);background:#fff}
@media(min-width:821px){header{position:sticky;top:0;z-index:50}html{scroll-padding-top:92px}}
.skip{position:absolute;left:-9999px;top:0;background:var(--accent);color:#fff;padding:12px 18px;border-radius:0 0 4px 0;text-decoration:none;font-size:15px;z-index:100}
.skip:focus{left:0}
.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}
.mark{font-family:var(--serif);font-size:34px;line-height:1;color:var(--ink);text-decoration:none;font-weight:600;letter-spacing:.01em}
nav{display:flex;align-items:center;flex-wrap:wrap;gap:22px}
nav a{font-size:15px;color:var(--body);text-decoration:none;transition:background-color .12s ease,color .12s ease}
nav a:hover{color:var(--accent)}
nav a.now{color:var(--accent);font-weight:600;box-shadow:inset 0 -2px 0 var(--accent)}
nav a.navbtn{background:var(--accent);color:#fff;padding:9px 16px;border-radius:4px;font-weight:500}
nav a.navbtn:hover{background:var(--accent-dark);color:#fff}
nav a.navbtn.now{box-shadow:none}
@media(max-width:820px){
  .bar{flex-direction:column;align-items:flex-start;gap:14px;padding:16px 28px}
  .mark{font-size:30px}
  nav{gap:16px 18px}
  nav a{font-size:15px}
}

/* hero */
.hero{padding:70px 0 58px;border-bottom:1px solid var(--rule)}
.hero h1{font-size:44px;line-height:1.15;margin:0 0 20px}
.hero .sub{font-size:19px;max-width:37em;margin:0 0 30px}
.eyebrow{font-size:13px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin:0 0 18px}
@media(max-width:620px){.hero h1{font-size:32px}.hero{padding:44px 0 38px}}

/* buttons */
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;padding:13px 26px;border-radius:4px;font-size:16px;font-weight:500;border:1px solid var(--accent);cursor:pointer;font-family:inherit;transition:background-color .12s ease,border-color .12s ease,color .12s ease}
.btn:hover{background:var(--accent-dark);border-color:var(--accent-dark)}
.btn:active{transform:translateY(1px)}
.btn.ghost{background:transparent;color:var(--accent);border:1px solid var(--rule);margin-left:10px}
.btn.ghost:hover{background:var(--tint)}
@media(max-width:480px){.btn{display:block;text-align:center}.btn.ghost{margin:12px 0 0}}

/* sections */
section{padding:54px 0;border-bottom:1px solid var(--rule)}
section h2{font-size:28px;margin:0 0 8px}
.lede{color:var(--muted);margin:0 0 28px;max-width:38em}
.narrow p{max-width:38em}

.grid{display:grid;grid-template-columns:1fr 1fr;gap:26px 34px}
.grid h3{font-size:18px;margin:0 0 6px}
.grid p{margin:0;font-size:16px}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:30px}
@media(max-width:620px){.grid,.cols{grid-template-columns:1fr;gap:22px}}
.card{background:var(--tint);border:1px solid var(--rule);border-radius:6px;padding:24px 26px;transition:box-shadow .15s ease,border-color .15s ease,transform .15s ease}
.card:hover{box-shadow:0 6px 18px rgba(20,32,46,.08);border-color:#d3dae2;transform:translateY(-2px)}
.card h3{font-size:19px;margin:0 0 8px}
.card p{font-size:16px}
.card .more{display:inline-block;margin-top:14px;font-size:15px;font-weight:500;text-decoration:none;transition:color .12s ease}
.card .more:hover{text-decoration:underline}

ol.steps{counter-reset:s;list-style:none;padding:0;margin:0}
ol.steps li{counter-increment:s;position:relative;padding-left:44px;margin-bottom:20px}
ol.steps li:last-child{margin-bottom:0}
ol.steps li::before{content:counter(s);position:absolute;left:0;top:1px;width:28px;height:28px;border-radius:50%;background:var(--tint);border:1px solid var(--rule);color:var(--accent);font-size:14px;font-weight:600;display:flex;align-items:center;justify-content:center}
ol.steps strong{color:var(--ink)}
ul.plain{margin:0 0 16px;padding-left:22px}
ul.plain li{margin-bottom:8px}

.cta{background:var(--tint);border:1px solid var(--rule);border-radius:6px;padding:30px;margin-top:26px}
.cta h3{font-size:20px;margin:0 0 8px}
.cta p{margin:0 0 20px}

.sig{font-family:var(--serif);color:var(--ink);margin-top:22px;font-size:17px}
.sig span{display:block;font-family:var(--sans);font-size:15px;color:var(--muted);margin-top:2px}

/* form */
.formwrap{max-width:640px}
fieldset{border:0;margin:0;padding:0;min-width:0;display:block;width:100%}
legend.qlabel{display:block;width:100%;padding:0;max-width:100%}
.opts{min-width:0}
.field{margin-bottom:26px}
.field > label,.field .qlabel{display:block;font-weight:600;color:var(--ink);font-size:16px;margin-bottom:8px}
.hint{display:block;font-weight:400;color:var(--muted);font-size:15px;margin-top:2px}
.req{color:#b23b3b;font-weight:400}
input[type=text],input[type=email],select,textarea{
  width:100%;font-family:inherit;font-size:16px;color:var(--ink);background:#fff;
  border:1px solid #ccd4dd;border-radius:4px;padding:11px 13px;line-height:1.4;
}
textarea{min-height:110px;resize:vertical}
select{appearance:none;background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath fill='%236b7787' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:12px;padding-right:38px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(31,78,121,.12)}

/* keyboard focus */
a:focus-visible,button:focus-visible,.opt:focus-within{outline:2px solid var(--accent);outline-offset:3px;border-radius:3px}
input[type=checkbox]:focus-visible,input[type=radio]:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:8px 18px}
@media(max-width:560px){.opts{grid-template-columns:1fr}}
.opt{display:flex;align-items:flex-start;gap:9px;font-size:16px;color:var(--body);cursor:pointer;padding:3px 0}
.opt input{margin:4px 0 0;accent-color:var(--accent);width:16px;height:16px;flex:none}
.otherbox{margin-top:10px;display:none}
.otherbox.on{display:block}
.formnote{font-size:15px;color:var(--muted);margin-top:18px}
.formerr{display:none;background:#fdf1f1;border:1px solid #e8c9c9;color:#8f2f2f;border-radius:4px;padding:12px 14px;font-size:15px;margin-bottom:20px}
.thanks{display:none;background:var(--tint);border:1px solid var(--rule);border-radius:6px;padding:30px}
.thanks h3{margin:0 0 8px;font-size:20px}

footer{padding:40px 0 56px;font-size:15px;color:var(--muted)}
footer p{margin:0 0 10px}
footer .flinks a{margin-right:18px;text-decoration:none;font-size:15px}
footer .flinks{margin-bottom:14px}
.legal{padding-top:18px;border-top:1px solid var(--rule);margin-top:22px;font-size:14px;line-height:1.6}

/* testimonials */
.quotes{display:grid;gap:24px}
.quote{background:var(--tint);border:1px solid var(--rule);border-radius:6px;padding:26px 28px}
.quote p{font-size:16px;max-width:38em}
.quote .qh{font-size:13px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin:0 0 10px}
.quote .qh.next{margin-top:22px}
.quote .who{margin-top:18px;padding-top:14px;border-top:1px solid var(--rule);font-family:var(--serif);color:var(--ink);font-size:16px}
@media(max-width:620px){.quote{padding:22px 20px}}

/* width control: page is wide, text columns stay readable */
.hero h1{max-width:15em}
.cols{max-width:880px}
ol.steps{max-width:44em}
.quotes{max-width:46em}
.cta{max-width:660px}
ul.plain{max-width:38em}
@media(min-width:940px){
  .grid{grid-template-columns:repeat(4,1fr);gap:30px}
}

/* section rhythm */
section:nth-of-type(even){background:var(--tint)}
section:nth-of-type(even) .card,
section:nth-of-type(even) .cta,
section:nth-of-type(even) .quote,
section:nth-of-type(even) ol.steps li::before{background:#fff}

/* print */
@media print{
  header,footer .flinks,.btn,.navbtn,.skip,.formnote,form{display:none}
  body{font-size:12pt;color:#000;background:#fff}
  h1,h2,h3{color:#000}
  section{padding:18pt 0;border-bottom:0;background:#fff !important}
  section:nth-of-type(even) *{background:#fff !important}
  .wrap{max-width:none;padding:0}
  a{color:#000;text-decoration:underline}
  main a[href^="http"]::after,main a[href^="mailto"]::after{content:" (" attr(href) ")";font-size:9pt;color:#444}
  .hero{padding:0 0 18pt;border-bottom:1px solid #999}
  .quote,.card,.cta{border:1px solid #bbb}
}

/* respect reduced motion */
@media(prefers-reduced-motion:reduce){
  *{transition-duration:0.001ms !important;animation-duration:0.001ms !important}
  .card:hover{transform:none}
  .btn:active{transform:none}
}